From a powerful Chama to a fully regulated SACCO — Now welcoming members from ALL counties in Kenya! Unlock higher loan limits, lower interest rates, annual dividends & financial security. Whether you're in Nairobi, Mombasa, Kisumu, Eldoret, or anywhere else, join the fastest-growing SACCO today.
We are transitioning from a successful community chama to a SASRA-regulated Savings & Credit Cooperative. This upgrade ensures legal protection, better governance, and access to affordable credit for all members across Kenya.
Previously serving Mumias East diaspora, NOW open to all Kenyan residents and diaspora members nationwide. Join from any region — Nairobi, Coast, Western, Rift Valley, Eastern, Nyanza, and beyond.
To become a leading national SACCO with assets over KES 1 Billion, offering mortgage products, business loans, and fintech solutions for members across all 47 counties.
You don't need to be from Mumias East or live in Nairobi. Smart Vision Sacco welcomes individuals, entrepreneurs, professionals, and small business owners from ANY county in Kenya. Join remotely, attend virtual meetings, and access loans from wherever you are.
Active Members (Nationwide)
Member Savings
Competitive Loan Rates
Member Support
Minimum shares to qualify for membership & dividends (10-15% annual returns). Nationwide welcome.
Flexible savings with competitive interest, withdrawable anytime. Mobile deposits available.
Long-term investment pool, higher dividends (15-20%) for wealth creation across regions.
3x your total savings, 12 months tenure, reducing balance interest. Accessible from any county.
Funeral benefits, medical advancement, and social protection for members & families nationwide.
Pool funds for real estate, money market, and SACCO bonds — open to all Kenyan investors.
✔ Member for ≥3 months (any county)
✔ Min share capital KES 5,000
✔ Regular monthly savings for 3 months
✔ Loan amount up to 3x total savings (max KES 500,000)
📌 30 days: 12% reducing balance
📌 60 days: 15% reducing balance
📌 90-365 days: 18% reducing balance
📌 Flexible repayment via check-off, standing order, or M-PESA paybill
Transitioning to SASRA supervision, ensuring transparency and member fund security for all members irrespective of location.
Annual returns on share capital: 10-15% + bonus on development fund. Distributed to all members equally.
Approval within 48 hours after complete guarantor documentation. Digital loan application available.
Call/WhatsApp: 0799874578 — Member care available 8am-8pm, including remote assistance.
Join from anywhere: online registration, virtual AGMs, and mobile banking for seamless access.
Strong social support network covering all counties — funeral benefits, emergency help, and bursaries.
📍 Physical Venue: Nairobi (Westlands, Vision Tower) OR Join via Zoom/Google Meet from any county
⏰ 2:00 PM - 5:00 PM EAT
Educational topic: Sacco transition, loan management & investment strategies
All members across Kenya are encouraged to attend (virtual link sent via SMS/WhatsApp).
Remote members receive full updates, meeting minutes, and voting rights.
Westlands, Nairobi - 5th Floor, Vision Tower (Main Hub)
Call / SMS: 0799874578 (National Helpline)
WhatsApp: 0799874578 (Chat & Support for all counties)
[email protected] | [email protected]
Office Hours: Mon-Fri 9am-5pm, Sat 10am-1pm
Pending SASRA Registration No: S/XXXX/2026
Open Membership: Now serving members from all 47 counties + Kenyan diaspora worldwide.
Step 1: Click "Join Us" and fill registration form online
Step 2: Pay share capital (KES 5,000) via M-PESA Paybill
Step 3: Start saving monthly (KES 500+)
Step 4: Access loans, dividends & welfare benefits nationwide!
We deliver membership cards to any address in Kenya. Virtual AGMs, remote loan applications, and mobile-based savings available.
Whether you are in Kisumu, Mombasa, Nakuru, Eldoret, Garissa, Kakamega, Machakos, or any other county — you are welcome. Simply register online, make your first deposit, and become a full member with access to affordable credit and high returns.
We also welcome members from the Kenyan diaspora (USA, UK, UAE, etc.) — remote onboarding available.